Last Updated: June 19, 2026
By accessing or using the mist-elk website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
These Terms of Use constitute a legally binding agreement between you and mist-elk. We reserve the right to modify these terms at any time, and your continued use of the website after changes are posted constitutes acceptance of the modified terms.
mist-elk provides financial management guidance and consulting services, including but not limited to:
Our services are educational and advisory in nature. We do not manage investments, handle client funds, or provide tax preparation or legal services.
The information and guidance provided by mist-elk are for informational and educational purposes only. They should not be construed as:
You acknowledge that financial decisions involve risk and that individual results may vary. We strongly recommend consulting with qualified professionals before making significant financial decisions.
When using our website and services, you agree to:
All content on this website, including text, graphics, logos, images, and software, is the property of mist-elk or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.
You may view and download content for personal, non-commercial use only. You may not:
You understand and agree that:
Payment for services must be received before or at the time of the scheduled consultation. Prices are listed in British Pounds (GBP) and are subject to change without notice, though any changes will not affect consultations already booked.
Refunds are provided only in the following circumstances:
Cancellations with less than 48 hours notice are subject to a 50% cancellation fee.
We maintain strict confidentiality regarding all client information disclosed during consultations. However, you acknowledge that we may be required to disclose information when legally obligated to do so or to protect our rights and safety.
Detailed information about how we handle your personal data is available in our Privacy Policy.
To the fullest extent permitted by law, mist-elk and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services, including but not limited to:
Our total liability for any claims arising from our services shall not exceed the amount you paid for the specific service giving rise to the claim.
You agree to indemnify and hold harmless mist-elk and its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
We strive to maintain the availability of our website, but we do not guarantee uninterrupted access. The website may be unavailable due to maintenance, technical issues, or circumstances beyond our control. We are not liable for any inconvenience or loss resulting from website unavailability.
Our website may contain links to third-party websites. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party sites. You access such sites at your own risk and should review their terms and policies.
These Terms of Use are governed by the laws of Scotland and the United Kingdom. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Scotland.
In the event of a dispute, we encourage you to contact us first to seek an informal resolution. If informal resolution is not successful, you agree to participate in good-faith mediation before pursuing litigation.
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and mist-elk regarding your use of the website and services.
If you have questions about these Terms of Use, please contact us:
mist-elk
127 Bath Street
Glasgow G2 2SZ
United Kingdom
Email: [email protected]
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.