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Privacy Policy

Last Updated: June 19, 2026

Introduction

This Privacy Policy explains how mist-elk collects, uses, stores, and protects your personal information when you use our website or engage our financial management services. We are committed to protecting your privacy and handling your data responsibly.

Information We Collect

Information You Provide Directly

When you request a consultation or use our services, we collect:

  • Name and contact information (email address)
  • Financial information relevant to the service requested (income, expenses, debt details, investment holdings)
  • Goals and preferences related to financial management
  • Communication preferences

Information Collected Automatically

When you visit our website, we may automatically collect:

  • Browser type and version
  • Operating system
  • IP address
  • Pages visited and time spent on each page
  • Referring website addresses

How We Use Your Information

We use collected information for the following purposes:

  • To provide the financial management services you requested
  • To communicate with you about your consultation or ongoing services
  • To improve our website and service offerings
  • To send follow-up materials and recommendations related to your consultation
  • To comply with legal obligations

Legal Basis for Processing

We process your personal data based on:

  • Contractual necessity: Processing is necessary to provide the services you requested
  • Consent: You have given explicit consent for specific processing activities
  • Legitimate interests: Processing is necessary for our legitimate business interests, provided these do not override your rights
  • Legal obligation: Processing is required to comply with applicable laws

Data Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following circumstances:

  • Service providers: We may share information with trusted third-party service providers who assist in operating our website or conducting our business, subject to confidentiality agreements
  • Legal requirements: We may disclose information when required by law or to protect our rights, property, or safety
  • Business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of sensitive data in transit and at rest
  • Regular security assessments and updates
  • Limited access to personal information on a need-to-know basis
  • Secure document storage and disposal procedures

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Specifically:

  • Consultation records and financial information: Retained for seven years after the last service date for regulatory compliance
  • Communication records: Retained for three years
  • Website usage data: Retained for 24 months

Your Rights

Under applicable data protection laws, you have the following rights:

  • Right of access: Request a copy of the personal information we hold about you
  • Right to rectification: Request correction of inaccurate or incomplete information
  • Right to erasure: Request deletion of your personal information, subject to legal obligations
  • Right to restrict processing: Request limitation of how we process your data
  • Right to data portability: Request transfer of your data to another service provider
  • Right to object: Object to processing based on legitimate interests
  • Right to withdraw consent: Withdraw previously given consent at any time

To exercise these rights, please contact us at [email protected]. We will respond to your request within 30 days.

Cookies

Our website uses cookies to enhance your browsing experience. For detailed information about the cookies we use and how to manage them, please see our Cookies Policy.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting a notice on our website or by sending you an email. The "Last Updated" date at the top of this policy indicates when it was last revised.

Contact Information

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

mist-elk
127 Bath Street
Glasgow G2 2SZ
United Kingdom
Email: [email protected]

mist-elk

Professional financial management guidance based in Glasgow, serving individuals and small businesses across Scotland.

Services

  • Personal Budget Structuring
  • Retirement Planning
  • Investment Review
  • Debt Management

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